This powerful account stands for the best of Swiss banking. It includes every feature you can get on a Swiss bank account, including the best internet banking system in Europe.
Most powerful and easy-to-use system in Switzerland. Best internet banking system in Europe.
The system is
extremely convenient to use
and allows you to manage all your banking needs with a single Java interface. You can see your
account statement
, get a summary of all your accounts if you have multiple currencies accounts, order
international bank transfers
from wherever you are in the world. Furthermore, you can
trade online
on all stock markets in the world using the same interface. You’ll get a
direct connection
to electronic stock markets such as the Nasdaq or the Swiss stock market. Available in
English
,
French
,
German
and
Italian
.
Security
is ensured by
military-grade encryption
(128 bits) using a combination of a contract number, a personal password and an
eletronic key
which generates a new code each minute.
Internet banking is
not available
to people who live in the
USA
and
Japan
. For people in the
UK
and
Canada
only the payment and account monitoring functions are accessible (no online trading). If you need internet banking access, please look at our other accounts or contact us to find a solution.
For
Sfr.150.-
a year you can ask the bank to
keep all mail
related to your account. To read your mail, you can either ask the bank to send it to a specific address, say, 3 times a year, or come and read it in person.
Mastercard
,
Visa
and
American Express
available, with or without the bank logo. Annual cost is Sfr.100.- the first year and Sfr.50.- a year thereafter. All cards are available in
Swiss Francs
,
US dollars
and
Euros
.
You can
withdraw cash
at ATMs worldwide using your credit card. There are
no charges
for ATMs in Switzerland. In all other countries, the standard
2.50%
commission applies for all withdrawals.
To get one of these cards, you need to deposit a
security
equal to 1.5 times the card’s monthly credit limit. This security will remain blocked as long as you keep the card.
You can invest in any kind of security (stocks, bonds, options), in commodities, precious metals, investment funds, currencies. Anything traded on a public market.
There are
no account maintenance charges
if your balance exceeds
Sfr.25,000.-
or the equivalent in a foreign currency. A Sfr.36.- annual maintenance charge applies if your balance is between Sfr.15,000.- and Sfr.25,000. This charge is Sfr.72.- a year for accounts with a balance below Sfr.15,000.
International bank transfers
cost Sfr.5.- per transfer when ordered through the internet and Sfr.10.- per transfer if you use the appropriate bank form. Please note that if the bank receiving the transfer charges a fee, this fee is payable by the client.
Domestic bank transfers
(to another Swiss bank accounts) are free if ordered through the internet and cost Sfr.5.- per transfer if ordered using the bank’s form.
Cashing international
checks
costs Sfr.4.- per check.
